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Terms of Service

Last updated: June 2026

1. ACCEPTANCE OF TERMS

By creating an account and using UrgentJournal you agree to these Terms of Service. If you do not agree do not use the service.

2. DESCRIPTION OF SERVICE

UrgentJournal is a trading journal platform that allows traders to log trades, track performance, upload screenshots and videos, and analyze their trading data. UrgentJournal is a journaling and analytics tool only.

3. FINANCIAL DISCLAIMER

UrgentJournal does not provide financial advice, investment advice, trading advice, or any other type of financial guidance. Nothing on this platform should be considered financial advice. Trading involves substantial risk of loss. You are solely responsible for your own trading decisions. UrgentJournal is not liable for any trading losses you incur.

4. SUBSCRIPTION AND BILLING

UrgentJournal offers monthly and yearly subscription plans. By subscribing you authorize us to charge your payment method on a recurring basis. Your subscription continues until cancelled. Cancellations take effect at the end of the current billing period. You will retain access until your billing period ends.

5. NO REFUNDS

All payments are final and non-refundable. There are no refunds for any reason including partial months or unused subscription time. If you cancel your subscription you will continue to have access until the end of your current billing period and will not be charged again.

6. USER ACCOUNTS

You are responsible for maintaining the security of your account and password. You must be at least 18 years old to use UrgentJournal. You are responsible for all activity that occurs under your account.

7. USER DATA

You own your trading data. We do not sell your personal data or trading data to third parties. We store your data securely using Supabase. You can request deletion of your account and all associated data at any time by contacting urgentjournalLLC@gmail.com.

8. ACCEPTABLE USE

You agree not to use UrgentJournal for any illegal purpose. You agree not to attempt to hack, reverse engineer, or disrupt the service. You agree not to share your account with others.

9. INTELLECTUAL PROPERTY

UrgentJournal and all its content, features, and functionality are owned by UrgentJournal and are protected by copyright and other intellectual property laws.

10. TERMINATION

We reserve the right to suspend or terminate your account at any time for violation of these terms. You may cancel your account at any time.

11. LIMITATION OF LIABILITY

UrgentJournal is not liable for any indirect, incidental, special, or consequential damages. Our total liability to you for any claims shall not exceed the amount you paid us in the last 3 months.

12. CHANGES TO TERMS

We reserve the right to update these terms at any time. Changes take effect immediately upon posting. Continued use of the service after changes constitutes acceptance of the new terms.

13. GOVERNING LAW

These terms are governed by the laws of the State of Florida, United States.

14. CONTACT

For questions about these terms contact us at urgentjournalLLC@gmail.com